The Middle Market Employer Deserves Better. We Built The Platform.

Over a decade of results that the status quo can’t explain—and can’t ignore.

We Didn’t Set Out To Build A Middle Market Health Insurance Platform.

Our objective was to fix a problem for our clients.

Mark Gaunya discussing his book with clients

Mark Gaunya has spent almost four decades in the healthcare and employee benefits industry—and from day one, he saw the same problem playing out for middle market employers everywhere. Year after year, health insurance costs went up with no data to justify those increases—frustrating CFO and HR professionals. Control was almost non-existent. And the people caught in the middle are the employees and their families who see more money being taken out of their paychecks, higher out of pocket costs in their plan designs or a new health insurance ID card from another carrier—creating friction for people when they needed healthcare the most.

The health insurance system keeps you in the dark—and there is no correlation between quality, price and outcomes. The healthcare system was designed for the rule-markers that created it—not for the people inside it. That’s exactly the problem Mark set out to solve—and it is the source of his professional passion.

Do you want to take control of your health insurance plan?

Download the 8 Questions To Ask Checklist to see if the Captivated Health Platform is a right fit for your organization

More Than An Insurance Broker

Almost everyone has an insurance broker box in their head and believe the role of a broker is to just quote and sell insurance. The truth is that is only one facet of their job if they are doing it right. The right broker serves you, and uses creativity and innovation to help hold the healthcare system accountable—and find a better way.

As Founder and CEO of Captivated Health and Principal at Borislow Insurance, one of New England’s most respected employee benefits brokerage and consulting firms founded by his business partner Jennifer Borislow in 1982—Mark Gaunya partnered with Jennifer to build something different: a brokerage and consulting firm that exists to serve the employer and solve problems—not carriers, not large hospital systems, not PBMs, not the status quo. His role as a visionary has always been to find new ways to overcome the industry’s most entrenched challenges and put the control back where it belongs—with the employer and their employees.

With over 35 years of experience sitting in every seat at the healthcare table—providers, carriers, employers and consumers—Mark brings a unique perspective not shared by most brokers. That perspective is what makes The Captivated Health Platform different because it was designed for the middle market employer and the healthcare consumer.

The Origin Story

In 2014, conviction became action.

The healthcare system wasn’t built for you. Captivated Health was built in collaboration with you.

How The Captivated Health Platform Works

Captivated Health is powered by Borislow Insurance—with a team of subject matter experts operating as the “intel chip” inside the platform. They work behind the scenes so member organizations stay in the driver’s seat, guided by four core principles: Members First, Consumerism, Culture of Health & Wellbeing, and Member Organization Governance.

Through access to their own claims data, middle market organizations can see trends and patterns in their employee’s healthcare spending and they can customize solutions specific to their employees’ healthcare needs, add benefits to their insurance plans, and make decisions grounded in real insight—not guesswork —they remove unnecessary friction and lower cost for everyone.

The result is a health insurance experience that actually works for the people inside it—both employers and their employees—it feels different.

Captivated Health Mission

The Results Speak For Themselves

Captivated Health has been recognized by Berkley Accident & Health for Excellence in Health Risk Management for three consecutive years in 2024, 2025 and 2026.

Mark has been named a Top 30 Benefits Advisor to Watch by Employee Benefit News, awarded Most Innovative Broker of the Year, recognized as a Top 5 Broker of the Year finalist by BenefitsPRO. 

And in 2027, he will be the next President of the National Association of Benefits and Insurance Professionals (NABIP).

This isn’t theory. It’s over a decade of proof.

$50+ million captured on participating employer balance sheets—dollars that would have otherwise disappeared into the systems bottom line

$12m+ return of captive surplus dollars and PBM rebates lowering fixed and claims costs

95% member retention in a space where 80% is the norm

Under 4-5% renewal rates for 2024–2025, compared to a national trend of 8.5%

1.2% renewal rate in 2023–2024—well below ordinary inflation of 3%

The Mission Behind The Platform

Captivated Health book cover, by Mark S. Gaunya

In September 2025, Mark authored his fifth book Captivated Health—a message of hope to every business owner, CFO, and HR leader who has reluctantly accepted rising health insurance costs as inevitable. He co-authored his first book Bend the Healthcare Trend with this business partner Jennifer in 2009.  Their message is clear: you are not a victim of the current system. You have more control over the outcome than you think—and it doesn’t take as much work as you’d expect—the most common misperception.

The reward? Healthier and more productive employees. High quality healthcare at the lowest possible price. A more affordable, sustainable health insurance plan—and the accumulation of dollars back on your balance sheet.
 
Mark’s professional mission has never wavered. What started as a promise to a group of New England private schools has grown into a movement—one that is expanding the reach to every middle market employer ready to stop accepting the “less bad renewal”—the status quo. 

Captivated Health exists because middle market employers and their people deserve better—and because someone finally decided to do something about it.

And more help is on the way—this is just getting started.

Ready to take control of your health insurance costs?

Book a 20 minute call with a Captivated Health Solutions Consultant to see how we can help you save money on your biggest line item expense.

Scroll to Top